Physical disabilities are readily apparent to the naked eye. If an accident or medical event suddenly causes you to lose the use of your arms or legs, it’s pretty clear that you may be unable to return to work for some time, if ever. Accordingly, your path to recovering long-term disability benefits should be relatively straightforward.
Those in middle management positions in the Washington, D.C. metro area may find one day that they are being terminated due to downsizing in a tough economy. When leaving a job, they may be offered a severance package. The following are some things to know if you are leaving your job and are negotiating a severance package.
When you’re unable to work due to a mental or physical condition, you should be able to rely on the long-term disability benefits provided by your employer’s insurance policy. However, the denial of valid claims is common. The good news is that an initial denial does not mark the end of the road. You have the option to appeal the denial of a claim.
Many parents throughout the Washington, D.C., metro area are preparing for a semester of remote schooling for their children. The primary concern for parents, of course, is the well-being of their kids. However, parents will have another important concern that dovetails with their children’s education: taking time off from work to accommodate childcare.
For those that have employer-provided retirement and health plans, they may have heard of the Employee Retirement Income Security Act. However, most may not know what it is or why it matters. Passed in 1974, ERISA is a federal, not state law. As such, it covers everyone in the U.S., not just those in Washington, D.C. ERISA sets the minimum standards for most public-sector employer-provided health and retirement plans.
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