As an employee, you likely rely on certain benefits to help you afford insurance, prescriptions, long-term care, and more, but what happens if you don’t receive those benefits? At Clark Law Group, PLLC, we provide the guidance you need to understand your rights under ERISA, file a claim for benefits, appeal a benefits claim rejection, and more.
Schedule a consultation with our legal team in Washington, D.C. today to get started. We proudly represent individuals in the surrounding areas of Alexandria, Fairfax, Tysons Corner, and McLean, Virginia, as well as Chicago, Oak Park, Lake Forest, and Naperville, Illinois.
What is ERISA & How Does It Protect My Benefits?
In 1974, the Employee Retirement Income Security Act (ERISA) was established to protect pensions of private-sector employees. Decades later, ERISA was modified to cover not only employer-sponsored retirement accounts, but also workplace benefits, including:
- Medical insurance plans, such as HMO plans, flexible spending accounts (FSAs) and health reimbursement accounts (HRAs)
- Dental, prescription, and vision plans
- Disability insurance plans
- Severance agreements
- Insurance plans for disability and long-term care
In addition to safeguarding a wide array of benefits, ERISA guidelines sometimes apply to compensation arrangements, even for those working for nonprofit organizations and small businesses. Although your company may employ as little as one or two individuals, it is likely that ERISA regulations still protect your benefits.
At Clark Law Group, PLLC, we understand that, while ERISA offers extensive protections, you still may not receive the benefits you deserve. Navigating the process to secure those benefits can be incredibly complicated.
If you are unfamiliar with the procedures you need to follow to file a claim or fail to file in time, your benefits claim could be rejected, creating financial hardship for you and your loved ones. Don’t deal with this alone. Let us take some of the weight off your shoulders and guide you through the processes of filing a claim or appealing the rejection of a claim.